Terms of Use (EULA) — Dipfinding

Effective date: 27 July 2026

These Terms of Use (“Terms”) are a legal agreement between you and Meerkey Inc. (“Dipfinding”, “we”, “us”) governing your use of the Dipfinding mobile app and the website dipfinding.com (together, the “Service”). By downloading, signing in to, or using the Service, you agree to these Terms and to our Privacy Policy (https://dipfinding.com/privacy). If you do not agree, do not use the Service.

1. What Dipfinding is — not financial advice

Dipfinding provides real-time stock market-movement alerts and related information. It is information only. It is not investment, financial, tax, or legal advice, and it is not a recommendation to buy or sell any security. No trading or brokerage occurs in the Service. You are solely responsible for your own investment decisions. Markets are risky and you can lose money.

2. Your account

You may need to sign in (via Apple, Google, or email) to use certain features. You are responsible for activity under your account and for keeping your sign-in secure. You must be at least 13 years old (or the minimum age of digital consent in your country) to use the Service.

3. Subscriptions, pricing, and auto-renewal

Dipfinding offers optional auto-renewable subscriptions that unlock premium features. Current plans and prices (in US dollars; prices in other regions are shown in the App Store at purchase):

• Dipfinding Basic — 1 month — $19.99 / month
• Dipfinding Pro — 1 month — $29.99 / month
• Dipfinding Pro (Annual) — 1 year — $249.99 / year
• Auto-renewal. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews for the same period at the then-current price unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.
• Free or introductory trials. If a subscription includes a free or introductory-price trial, any unused portion of a free trial is forfeited when you purchase a subscription. Unless canceled at least 24 hours before the trial ends, the trial automatically converts to a paid subscription at the price shown at purchase.
• Managing and canceling. You can manage or cancel your subscription in your device’s Settings → Apple ID → Subscriptions. Deleting the app does not cancel your subscription.
• Web subscriptions. If you purchase through dipfinding.com instead of the App Store, billing is handled by Stripe and managed through your Stripe billing portal.
• Price changes. We may change subscription prices. Where required, we will notify you and obtain any consent needed before a change takes effect; changes never apply retroactively to a period you have already paid for.
• Refunds. Purchases made through the App Store are handled under Apple’s refund policy; request refunds through Apple. We do not control App Store refunds.

4. License

We grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial use, in accordance with these Terms and the App Store Terms of Service. We reserve all rights not expressly granted.

5. Acceptable use

You agree not to: (a) copy, resell, or redistribute the Service or its data; (b) reverse-engineer, decompile, or attempt to extract source code except as permitted by law; (c) scrape, bulk-export, or misuse the alerts, feed, or API; (d) interfere with or overload the Service; or (e) use the Service unlawfully or to infringe others’ rights.

6. Intellectual property

The Service, including its software, design, content, and trademarks, is owned by us or our licensors and is protected by law. Market data may originate from third-party providers and remains theirs.

7. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that alerts are accurate, complete, timely, or uninterrupted. Market data may be delayed, incomplete, or inaccurate, and you should independently verify any information before acting on it.

8. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any trading or investment losses, loss of profits, or loss of data, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the greater of the amount you paid us in the 12 months before the claim or US $50.

Terms of Use (EULA) — Dipfinding

Effective date: 27 July 2026

These Terms of Use (“Terms”) are a legal agreement between you and Meerkey Inc. (“Dipfinding”, “we”, “us”) governing your use of the Dipfinding mobile app and the website dipfinding.com (together, the “Service”). By downloading, signing in to, or using the Service, you agree to these Terms and to our Privacy Policy (https://dipfinding.com/privacy). If you do not agree, do not use the Service.

1. What Dipfinding is — not financial advice

Dipfinding provides real-time stock market-movement alerts and related information. It is information only. It is not investment, financial, tax, or legal advice, and it is not a recommendation to buy or sell any security. No trading or brokerage occurs in the Service. You are solely responsible for your own investment decisions. Markets are risky and you can lose money.

2. Your account

You may need to sign in (via Apple, Google, or email) to use certain features. You are responsible for activity under your account and for keeping your sign-in secure. You must be at least 13 years old (or the minimum age of digital consent in your country) to use the Service.

3. Subscriptions, pricing, and auto-renewal

Dipfinding offers optional auto-renewable subscriptions that unlock premium features. Current plans and prices (in US dollars; prices in other regions are shown in the App Store at purchase):

• Dipfinding Basic — 1 month — $19.99 / month
• Dipfinding Pro — 1 month — $29.99 / month
• Dipfinding Pro (Annual) — 1 year — $249.99 / year
• Auto-renewal. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews for the same period at the then-current price unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.
• Free or introductory trials. If a subscription includes a free or introductory-price trial, any unused portion of a free trial is forfeited when you purchase a subscription. Unless canceled at least 24 hours before the trial ends, the trial automatically converts to a paid subscription at the price shown at purchase.
• Managing and canceling. You can manage or cancel your subscription in your device’s Settings → Apple ID → Subscriptions. Deleting the app does not cancel your subscription.
• Web subscriptions. If you purchase through dipfinding.com instead of the App Store, billing is handled by Stripe and managed through your Stripe billing portal.
• Price changes. We may change subscription prices. Where required, we will notify you and obtain any consent needed before a change takes effect; changes never apply retroactively to a period you have already paid for.
• Refunds. Purchases made through the App Store are handled under Apple’s refund policy; request refunds through Apple. We do not control App Store refunds.

4. License

We grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial use, in accordance with these Terms and the App Store Terms of Service. We reserve all rights not expressly granted.

5. Acceptable use

You agree not to: (a) copy, resell, or redistribute the Service or its data; (b) reverse-engineer, decompile, or attempt to extract source code except as permitted by law; (c) scrape, bulk-export, or misuse the alerts, feed, or API; (d) interfere with or overload the Service; or (e) use the Service unlawfully or to infringe others’ rights.

6. Intellectual property

The Service, including its software, design, content, and trademarks, is owned by us or our licensors and is protected by law. Market data may originate from third-party providers and remains theirs.

7. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that alerts are accurate, complete, timely, or uninterrupted. Market data may be delayed, incomplete, or inaccurate, and you should independently verify any information before acting on it.

8. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any trading or investment losses, loss of profits, or loss of data, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the greater of the amount you paid us in the 12 months before the claim or US $50.

9. Termination

You may stop using the Service at any time. We may suspend or terminate access if you breach these Terms or misuse the Service. Sections that by their nature should survive termination (including Sections 6–8, 10, and 11) will survive.

10. Apple App Store additional terms

These Terms apply to your use of the Dipfinding app obtained from the Apple App Store. You acknowledge and agree that:

• This agreement is concluded solely between you and Dipfinding (Meerkey Inc.), not Apple. Apple is not responsible for the app or its content.
• Your license to use the app is a non-transferable license to use it on any Apple-branded device you own or control, as permitted by the App Store Terms of Service.
• Apple has no obligation to provide maintenance or support for the app. Dipfinding is solely responsible for support, at the contact below.
• In the event the app fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (if any); to the maximum extent permitted by law, Apple has no other warranty obligation, and any other claims are Dipfinding’s responsibility.
• Dipfinding, not Apple, is responsible for addressing any claims relating to the app, including product-liability, legal/regulatory, and consumer-protection claims, and any third-party claim that the app infringes intellectual-property rights.
• You represent that you are not located in a country subject to a US Government embargo or designated as “terrorist supporting,” and are not on any US Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, have the right to enforce them against you.

11. Changes and governing law

We may update these Terms; we’ll revise the effective date and, where appropriate, notify you. Continued use after changes means you accept them. These Terms are governed by the laws of the jurisdiction in which Meerkey Inc. is established, without regard to conflict-of-laws rules.

12. Contact

Meerkey Inc. — Dipfinding
Email: support@dipfinding.com
Mailing address: 101 Peter St, Toronto, Ontario, Canada M5V 0G6

You may stop using the Service at any time. We may suspend or terminate access if you breach these Terms or misuse the Service. Sections that by their nature should survive termination (including Sections 6–8, 10, and 11) will survive.